A personal loan can be a great way to pay for consumer items you would otherwise not be able to afford. To maximize your chances of getting approved, make sure you keep your credit score in the positive territory. If you don't have good credit, you should consider saving up for the expenses in cash or using your credit...

A loan lender's reputation will often depend on the speed at which they fund your application. A lender with an online application and automated processes may be faster to fund your loan, particularly if you have a good credit rating. If you have a poor credit rating, though, you'll probably need to select a lender with less strict credit...

To qualify for a personal loan, you must have a high credit score and good financial standing. Most lenders begin with a pre-qualification process. You will need to provide basic information about yourself, including income and assets, the amount you want to borrow, and your repayment plan. The lender will then check these items against your credit...